Is it right time to catch running train? Nifty mark 19,500
Firstly, we know train departure time but it is not exact in achieving financial goal. You cannot time market whether it is right time or not. There is no right time in investing you just start investing with discipline. If you just investing regularly with SIPs then you do not need to worry about anything, just remember that your goal is aligned with your investment style. How can you build your ideal portfolio? Which I have covered in earlier blog. (Portfolio1) (Portfolio2)
Global Major Index overview:
Nifty is performing much better than Global index this year, but when you’re long-term investor you do not need to check yearly returns. You must follow proper Investment plan for your every financial goal whether it is for short term or long term. Now Nifty crosses 19,500 milestone you should just review your overall portfolio with benchmark index return whether it is outperformed or underperformed. You should at least invest 25% of your total income for future goals.
Debt-Equity combination:
One should choose this investment strategy for long run like 15–20 years goals. Where firstly you invest regularly in Debt fund via SIPs or regular Lumpsum, whenever market corrects or any sectors in under pressure for temporary reason you can switch your investment into equity or any specific sector which perform well in near term. To follow this method, one should have very strong knowledge of market valuations, sector rotations and taxation as well.
There is no right time to start your investment journey. You should just know how to invest wisely, follow discipline, delay your instant gratification, and timely review your portfolio. As mentioned in earlier blogs also If you don’t know anything just follow index investing you will be better than many investors. Nifty is 19,500 or 20,500 or 18,500 you should not react anything just follow your long-term plan. Whenever you invest strategically you should not need to react market at every move. Just remember one quote,
Do not put all your eggs in one basket. ~Warren Buffett
That’s for today, Thanks for reading! You may connect with me at:
